CRTICAL ILLNESS
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Protection you can count on with
Critical Illness Insurance

While cancer survival rates have dramatically increased because of modern medical treatment, these treatments are expensive, and together with other related costs, can create a serious financial burden on the victim’s family. Sadly, many people lack the cancer insurance coverage they need to help pay the costs associated with the treatment it may require.

Two in Five

Canadians are expected to be diagnosed with cancer in their lifetime.1

70,000

The estimated number of heart attacks each year in Canada. That’s one heart attack every seven minutes. 2

108,000

The minimum number of strokes each year in Canada. 3

What is Critical Illness Insurance and what does it cover?

Critical Illness Insurance pays cash benefits to help cover out-of-pocket expenses so you and your family can focus on recovery after a major illness strikes.

Cancer Insurance can complement existing medical coverage by providing:

  • Customizable coverage
  • Cash benefits to cover everyday living expenses
  • Teladoc Medical Experts service

When it comes to protecting you and your family from the impact of a critical illness, we’re here to help

Critical Insurance pays a lump sum benefit upon the diagnosis of one or more major illnesses, as well as partial benefit payment for minor illnesses. Some key information:

  • Up to 26 major illnesses are covered including heart attack, stroke, cancer, major organ transplant, kidney failure.
  • Return of premium upon death is included.
  • Return of premium upon good health, subsequent diagnosis benefit and paid-up benefits can be added if requested.

Not sure what coverage you need?
Agents are available to help answer your questions and walk 
you through your Critical Illness Insurance options so you’re 
making the most informed choice.
SPEAK TO AN AGENT TODAY

Here’s how Marie used Critical Illness insurance

from Combined Insurance to worry less and pay for more

MARIE'S STORY

Marie always prided herself on leading a healthy lifestyle but that did not stop her from suffering a heart attack at age 45 that caused her to undergo emergency cardiac catheterization and stent placement. Despite Canada's universal healthcare coverage, Marie faced out-of-pocket expenses including rehabilitation, costly prescriptions and transportation to and from doctor's appointments. Thanks to her Critical Illness policy from Combined Canada, Marie was able to focus on her recovery and being with her family rather than the financial impact of her medical care or the stress of being out of work

When it comes to critical illness, you have options

Ensure you're protected when critical illness strikes. With Critical Illness coverage from Combined Canada, we offer you coverage options that unlock doors to the care you deserve and financial benefits paid directly to you for associated out-of-pocket expenses.

Choose to include coverage for your spouse and/or children
Up to 26 standard covered conditions, and many partial covered conditions
Protection ranging from $10-$100K
Different premium payment periods for different options
Four benefit plan types and four coverage term options
A ‘Return 
of Premium' option if you’re in good health

Your future. Your Way.

Making early coverage choices leads to the best outcome

Contact an agent to begin discussing your coverage options today and open doors to choosing the care that's right for you, no matter the cost.

SPEAK TO AN AGENT
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    Sources: 1  Canadian Cancer Society (2023);  2Heart and Stroke Foundation of Canada; 3 The Kidney Foundation of Canada

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🍁 We are a Canadian regulated company that employs Canadians with our Canadian head office located in Markham Ontario. Our products are designed for Canadians and sold 100% to Canadians to meet their insurance needs.