CRTICAL ILLNESS
critical care icon
Get peace of mind with flexible

Critical Illness coverage

In the event of a heart attack, stroke, cancer or other critical illness, Combined Insurance offers an easier way to get the help you deserve.

2 in 5

2 in 5 Canadians are expected to be with cancer in their lifetime

170,000+

Canadians experience 170,000+ heart attacks each year

180,000+

Canadians experience 180,000+ strokes each yea

Your future. Your way.
Critical Illness coverage to protect your family, finances and future

work

Use the financial benefits for anything you wish, including:

Deductibles and
copays

Out-of-pocket expenses
for out-of-network care

Living expenses
while you recover

Not sure what coverage you need?
Agents are available to help answer your questions and walk 
you through your Critical Illness Insurance options so you’re 
making the most informed choice.

Here’s how Marie used Critical Illness insurance

from Combined Insurance to worry less and pay for more

MARIE'S STORY

Marie always prided herself on leading a healthy lifestyle but that did not stop her from suffering a heart attack at age 45 that caused her to undergo emergency cardiac catheterization and stent placement. Despite Canada's universal healthcare coverage, Marie faced out-of-pocket expenses including rehabilitation, costly prescriptions and transportation to and from doctor's appointments. Thanks to her Critical Illness policy from Combined Canada, Marie was able to focus on her recovery and being with her family rather than the financial impact of her medical care or the stress of being out of work*

When it comes to critical illness, you have options

Ensure you're protected when critical illness strikes. With Critical Illness coverage from Combined Canada, we offer you coverage options that unlock doors to the care you deserve and financial benefits paid directly to you for associated out-of-pocket expenses.

Choose to include coverage for your spouse and/or children
Up to 26 standard covered conditions, and many partial covered conditions
Protection ranging from $10-$100K
Different premium payment periods for different options
Four benefit plan types and four coverage term options
A ‘Return 
of Premium' option if you’re in good health
INTERESTED IN NEW OR ADDITIONAL COVERAGE?
Put our sales representatives to work for you

The best way for you to get the right policy is to get a quote from a Combined Insurance agent.

We know our products inside and out — and more importantly, we know people. Don't wait another day — Just fill out the form below and one of our Sales agents will contact you to discuss our policy options and provide you with a quote.

To get started with an agent, complete the form below.

On the other hand, if you need help from one of our Customer Service Representatives to review your current policies and coverage or find answers to any of your questions please use this link to our General Inquiries form and one of our Combined representatives can assist you.

Please note:

By entering your name, phone number, and clicking "Submit," you are

1) electronically signing this form and

2) consenting to Combined Insurance ("our," "us" or "we") making autodialed calls to you at the landline or wireless phone number(s) you provide.

You are not required to provide such consent as a condition of purchasing Combined Insurance products.

This consent will not be available in paper form; you are encouraged to print this form for your records.

This consent only authorizes us to call you at the phone number(s) you provide in response to this request for information.

If you wish to inquire about Combined Insurance products without submitting your information online, call us at 1-888-234-4466

The information provided by this document is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.

*The claim scenario described here is hypothetical and offered solely to illustrate the type of situations that may result in claims. These scenarios are not based in actual claims and should not be compared to an actual claim. The precise coverage afforded by an insurer is subject to the terms and conditions of the policy as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued, and applicable law. 

Your future. Your Way.

Making early coverage choices leads to the best outcome

Contact an agent to begin discussing your coverage options today and open doors to choosing the care that's right for you, no matter the cost.

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