disability Insurance
critical care icon
Safeguard your
income with
Disability Insurance

In the event of a heart attack, stroke, cancer or other critical illness, Combined Insurance offers an easier way to get the help you deserve.

Every year in Canada there are…

Every year in Canada there are…

4.6 million

injuries leading to emergency department visits3

> 18,000

work-related, medically consulted injuries2

11 days

average time out of work 
following a non-fatal injury1

What is Disability Insurance and what does it cover?

Disability Insurance helps protect your income if sudden illness or injury sidelines you from work
by using your policy to replace a portion of your paycheck.

If a covered illness or injury puts you out of work, Disability Insurance is here to help.


Benefits up to $3,000 per month


Total or partial disability benefits


Return to work benefit

Income Guard

Help replace your income if you have a covered sickness or injury that puts you out of work and pays benefits in two important ways:

  • Income Benefit – pays up to $5,000 per month in cash benefits for up to 5 full years for everyday living expenses
  • Loan Benefit – pays cash benefits for your monthly loans

Not sure what coverage you need?

 

 

Agents are available to help answer your questions and walk 

you through your Disability Insurance options so you’re making 
the
most informed choice.

Here’s how Stanley used Disability Insurance

to recover from the financial impact of an accident

Stanley’s STORY

When Stanley, a factory foreman, broke his leg in a workplace accident, both healing and physical therapy meant he would be out of work for months. Thankfully, Stanley had taken out a Disability Insurance plan with Combined Insurance through his employer, which replaced a portion of his income.

This financial security allowed Stanley to focus on healing without worrying about bills. With his health on the mend, Stanley was soon able to 
return to the factory floor.*

When it comes to protecting your income from the impact of disability,
we’re here to help

Disability can happen to anyone. But with Disability Insurance, for each day you are out of work, Combined will pay you benefits to supplement your lost income.
Our disability policies are clearly written and easy to understand. Our Disability Insurance helps you replace some of the income lost due to a disabling accident or illness and we help you make the best choice for the right plan for you and your family.

Where confidence 

meets coverage

Combined Insurance has been a leader for over 100 years. An affiliate of Chubb, we provide individuals,
families and businesses with supplemental benefits they can use to help bridge coverage gaps and take their insurance protection further.

With Combined you get an efficient claims experience, seamless support tailored
to your needs and a team that’s by your side along the way.

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