CRITICAL ILLNESS Insurance
critical care icon
Greater peace-of-mind when you need it most with
Critical Illness Insurance

Get comprehensive protection with Critical Illness coverage from Combined Insurance. It pays a lump sum directly to you upon diagnosis of a covered critical condition.

2 million

people are diagnosed with
cancer in the U.S. every year1

40 seconds

someone in the U.S. will 

suffer a heart attack2

35%

of people hospitalized for a
stroke in the U.S. are under 653

What is Critical Illness Insurance and what does it cover?

Critical Illness Insurance provides a lump sum cash benefit if you're diagnosed with a covered condition.
This helps cover bills and other expenses, so you can focus on your recovery.

Cash benefits from a critical illness insurance policy can help you

Focus on
recovery

Cover
expenses

Reduce
stress

Not sure what coverage you need?
Agents are available to help answer your questions and walk 
you through your Critical Illness Insurance options so you’re 
making the most informed choice.

Here's how Sarah used Critical Illness Insurance

to focus on recovery during a difficult time

SARAH’S STORY

When single mom Sarah was diagnosed with breast cancer, the financial worry around paying bills and covering medical expenses caused added stress. Thankfully, she had a Critical Illness policy from Combined, which provided her with a lump sum cash payment soon after her diagnosis. This benefit meant Sarah 
could focus on getting better, reducing her stress and allowing her to dedicate herself to her recovery journey.*

When it comes to protecting you and your family from
the cost of a critical illness, we’re here to help

Critical illness can strike any time, threatening to derail your plans. Critical Illness Insurance
pays cash benefits you and your family can use to help cover expenses.

Portable

coverage that
stays with you
even if you leave
your present job
Rate will never
change and your
benefits will never
decrease due to
your age
Coverage cannot
be cancelled

as long as your
premiums are 

paid as due
Coverage also
available for
spouse and
dependent children under

the age of 183
Owning this
coverage does 

not disqualify 

you from having 

a Health Savings
Account
INTERESTED IN NEW OR ADDITIONAL COVERAGE?
Put our team to work for you

The best way for you to get the right policy is to get a quote
from a Combined Insurance agent.

To get started with an agent, complete the form below.

If you need help reviewing your current policy and coverage or to get answers to your questions, fill out our General Inquiry form and a Combined representative will be in touch.

Where confidence 

meets coverage

Combined Insurance has been a leader for over 100 years

An affiliate of Chubb, we provide individuals, families and businesses the supplemental
benefits that they can use to help fill in coverage gaps and take their insurance protection further.
With Combined you get unparalleled claims submission, seamless support tailored to your
needs and a team that’s by your side along the way.

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*The claim scenario described here is hypothetical and offered solely to illustrate the type of situations that may result in claims. These scenarios are not based in actual claims and should not be compared to an actual claim. The precise coverage afforded by an insurer is subject to the terms and conditions of the policy as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued, and applicable law.