HOSPITAL insurance
critical care icon
Get back on
your feet with
Hospital Insurance

Hospital Insurance is a supplemental plan that pays
a fixed cash benefit if you're hospitalized, helping
manage out-of-pocket medical costs and other
expenses while you focus on getting better.

$2,800

average daily cost of

a hospital stay1

4.5 days

average length of

a hospital stay1

384 hours

the average amount of work needed to cover the cost of one day spent in the hospital1

What is Hospital Insurance and what does it cover?

Hospital Insurance provides extra insurance protection to help offset expenses from a hospitalization.

Get peace of mind with a cash benefit that can be used to help cover
the cost of a hospital stay, including:

Out-of-pocket 

medical expenses

Help with expenses due 

to hospital confinement

Everyday

living expenses

Not sure what coverage you need?
Agents are available to help answer your questions and walk ,
you through your Hospital Insurance options so you’re making 
the
most informed choice.

Here's how Sammi used Hospital Insurance

to help bridge the gap in her coverage

sammi’s STORY

When a surprise case of appendicitis landed Sammi in the hospital for a week, she was concerned her health insurance might not sufficiently cover her expenses. Thankfully, Sammi had Hospital Insurance, meaning she would benefit from a daily cash benefit for the length of her hospital stay. This helped Sammi bridge the gap in her finances and cover unexpected costs.*

When it comes to protecting you and your family 

from the cost of accidents, we’re here to help

Costs can easily mount after a stay in hospital, whether it's following an unexpected accident or illness, or due to pregnancy. 

Hospital Insurance works alongside other coverage to make sure you’re protected.

Portable
coverage that
stays with you
even if you leave
your present job
Coverage also
available for
spouse and
dependent children
under the age of 27
Owning this
coverage does 

not disqualify 

you from having 

a Health Savings
Account
INTERESTED IN NEW OR ADDITIONAL COVERAGE?
Put our team to work for you

The best way for you to get the right policy is to get a quote 
from a Combined Insurance agent.

To get started with an agent, complete the form below.

If you need help reviewing your current policy and coverage or to get answers to your questions, fill out our General Inquiry form and a Combined representative will be in touch.

Where confidence 

meets coverage

Combined Insurance has been a leader for over 100 years

An affiliate of Chubb, we provide individuals, families and businesses the supplemental
benefits that they can use to help fill in coverage gaps and take their insurance protection further.
With Combined you get unparalleled claims submission, seamless support tailored to your
needs and a team that’s by your side along the way.

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*The claim scenario described here is hypothetical and offered solely to illustrate the type of situations that may result in claims. These scenarios are not based in actual claims and should not be compared to an actual claim. The precise coverage afforded by an insurer is subject to the terms and conditions of the policy as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued, and applicable law.