62 million
injuries happen
a year in the U.S.3
$17,690
the average additional cost to a household in the U.S. due to disability2
11 days
average time out of work following a non-fatal injury1
What is Disability Insurance and what does it cover?
Help replace your income if you have a covered sickness or injury that
puts you out of work to help cover expenses such as:
Car
payments
Student
loans
Household
costs
Here’s how Stanley used Disability Insurance
to recover from the financial impact of an accident
When Stanley, a factory foreman, broke his leg in a workplace accident, both healing and physical therapy meant he would be out of work for months. Thankfully, Stanley had taken out a Disability Insurance plan with Combined Insurance through his employer, which replaced a portion of his income. This financial security allowed Stanley to focus on healing without worrying about bills. With his health on the mend, Stanley was soon able to return to the factory floor.*
When it comes to protecting your income from
the impact of disability, we’re here to help
Where confidence
meets coverage
Combined Insurance has been a leader for over 100 years
An affiliate of Chubb, we provide individuals, families and businesses the supplemental
benefits that they can use to help fill in coverage gaps and take their insurance protection further.
With Combined you get unparalleled claims submission, seamless support tailored to your
needs and a team that’s by your side along the way.
*The claim scenario described here is hypothetical and offered solely to illustrate the type of situations that may result in claims. These scenarios are not based in actual claims and should not be compared to an actual claim. The precise coverage afforded by an insurer is subject to the terms and conditions of the policy as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued, and applicable law.